Soft pre-qualification · No hard credit pull

Need capital to grow?We fund your business.

Customized business funding made simple. Jonesmont Capital matches growing companies with SBA loans, lines of credit, revenue-based financing, business credit cards, and more, then guides you from application to funded.

Free to apply. Won't affect your credit. See if you qualify

Built to grow.

Business Loans · Credit Cards · Lines of Credit

From term loans and business credit cards to revolving lines of credit, we help you build a funding stack that matches how your company actually operates. Whether you need capital for inventory, payroll, expansion, or day-to-day cash flow, we map the options and guide you to a fit.

  • Term loans, credit cards, and revolving credit in one strategy
  • Capital for inventory, payroll, expansion, and operations
  • Guidance from first conversation through funding

Fund what matters.

Personal Capital · Flexible Use · Clear Terms

Personal loans can support major life projects, consolidations, and improvements when you need structured capital outside of a business facility. We help you understand options, compare structures, and move forward with clarity on terms and timelines.

  • Structured capital for personal projects and goals
  • Clear terms with a defined repayment path
  • Support comparing options before you commit

Backed to scale.

SBA 7(a) & 504 · Government-Backed Capital

SBA loan programs can unlock longer terms and more favorable structures for eligible small businesses, including expansion, real estate, and refinancing. We help you understand which program fits, prepare a stronger file, and navigate the process without drowning in paperwork.

  • Longer terms and competitive structures for eligible businesses
  • Support for expansion, equipment, real estate, and refinancing
  • Guided application prep with lender-ready documentation

Grow without debt.

Ownership Capital · Strategic Growth Partners

Equity-based financing brings in capital in exchange for ownership rather than fixed monthly debt payments. It can be a strong path for businesses ready to scale with partners who share the upside, especially when traditional credit alone will not get you there.

  • Capital without adding fixed monthly debt service
  • Aligned with growth plans and long-term ownership goals
  • Support evaluating whether equity is the right path

Funded fast.

Sales-Linked Capital · Flexible Repayment

Revenue-based financing provides a lump sum today, repaid as a share of future sales. That structure can work well for businesses with strong revenue that need capital quickly, even when traditional credit scores fall short.

  • Repayment that flexes with your sales volume
  • Often accessible with less-than-perfect credit
  • Built for operators who need capital in days, not months

Built to
grow.

Business Loans · Credit Cards · Lines of Credit

From term loans and business credit cards to revolving lines of credit, we help you build a funding stack that matches how your company actually operates. Whether you need capital for inventory, payroll, expansion, or day-to-day cash flow, we map the options and guide you to a fit.

  • Term loans, credit cards, and revolving credit in one strategy
  • Capital for inventory, payroll, expansion, and operations
  • Guidance from first conversation through funding
24hr
TYPICAL FUNDING TIMELINE
Apply Now
Business Funding
Business Loans · Credit Cards · Lines of Credit
01 / 05
FREE & NO OBLIGATION
Not sure which product fits, or how much you may qualify for? Get a soft pre-qualification in minutes, with no hit to your credit.
THE SMARTER MOVE

Funding that
works like you do.

Traditional banks move slowly and say no more often than yes. We help you evaluate multiple funding paths so you can move at the speed of your business, with clearer options and fewer roadblocks.

Getting funded
JONESMONT
THE BIG BANKS
Time to funding decision
24–48 hrs
2–6 weeks
Minimum credit score
550+
680+
Paperwork required
Minimal
Extensive
Approval rate for small business
Up to 90%
~20%
See how fast you're funded
FUNDING PRODUCTS

Funding Options

Every business has a different path to capital. We consult across a full range of funding solutions and build a strategy around your revenue, goals, and timeline, not a one-size-fits-all form letter from a bank.

CLIENT STORIES

Businesses we've
helped grow.

I was approved in two days and had working capital by the end of the week. Jonesmont made expansion possible when the banks said no.
Marcus T.
Business Line of Credit

They walked me through the entire SBA process and got me a rate I didn't think was possible. Total game-changer for my shop.

Denise R.SBA 7(a) Loan

Other lenders turned me down for my credit. Jonesmont found a revenue-based option that actually fit my cash flow.

Angela P.Revenue-Based Financing

Fast, transparent, and no surprises on the terms. I knew exactly what I was signing. Funded my new equipment in 48 hours.

James W.Equipment Financing

From the first call they understood my business. The capital let me take on contracts I'd have had to turn away.

Sofia L.Working Capital
Business Funding & SBA Loans for Growing Companies | Jonesmont Capital